It’s December and the first thing that comes to mind is… Christmas! Already Christmas programs are in full swing – the Nashville Christmas parade was this past weekend, the lighting of the Christmas trees is happening all over the place, and the malls are crammed with shoppers.

And that brings me to what I want to talk to you about today – shopping for Christmas presents...

 References:

Dave Ramsey Debt Snowball - https://www.daveramsey.com/blog/get-out-of-debt-with-the-debt-snowball-plan

Podcasts & Blogs on How to Cut Expenses & Increase Income

- http://www.adultinglikeaboss.net/2018/07/25/expenses_income_pt1/

- http://www.adultinglikeaboss.net/2018/07/25/expenses_income_pt2/

- http://www.adultinglikeaboss.net/podcast/episode007/

- http://www.adultinglikeaboss.net/podcast/episode008/

Free Budget Template - http://www.adultinglikeaboss.net/freebies/

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